These Terms and Conditions ("Terms") govern your use of the Ian Whilby Consulting website ("Website"). By accessing or using the Website, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please refrain from using the Website.

1. Use of the Website

1.1. Eligibility: By using the Website, you affirm that you are at least 18 years old and capable of forming a legally binding contract. If you are under 18 years old, you may use the Website under the supervision of a parent or legal guardian.

1.2. Limited License: Subject to your compliance with these Terms, Ian Whilby Consulting grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website for informational purposes only.

1.3. Prohibited Conduct: You agree not to:

a. Use the Website in any manner that violates applicable laws or regulations; b. Engage in unauthorized access to the Website or its systems; c. Attempt to interfere with or disrupt the Website's functionality; d. Transmit any harmful or malicious code or content; e. Engage in any activity that could damage, disable, overburden, or impair the Website; f. Use any automated means to access or collect data from the Website without our express written consent; g. Impersonate any individual or entity or falsely state or otherwise misrepresent your affiliation with any individual or entity; h. Engage in any conduct that restricts or inhibits any other user from using or enjoying the Website; i. Use the Website for any unlawful or unauthorized purpose; j. Use the Website to distribute spam, unsolicited communications, or advertisements; and k. Use the Website in any way that could harm Ian Whilby Consulting's reputation or business interests.

1. Intellectual Property

2.1. Ownership: All content and materials available on the Website, including but not limited to text, graphics, logos, images, videos, and software, are the property of Ian Whilby Consulting or its licensors and are protected by intellectual property laws.

2.2. Limited Use: You may access, view, and use the content on the Website solely for personal, non-commercial purposes. You are not permitted to reproduce, modify, distribute, display, or create derivative works from any part of the Website without our prior written consent.

1. Disclaimer of Warranty

3.1. Use at Your Own Risk: The Website and its content are provided on an "as-is" and "as-available" basis. Ian Whilby Consulting makes no warranties, expressed or implied, regarding the accuracy, reliability, or completeness of the information presented on the Website.

3.2. No Guarantee of Results: Ian Whilby Consulting does not guarantee specific results or outcomes from using the information provided on the Website or engaging our services. Your use of the Website and any reliance on its content is solely at your own risk.

1. Limitation of Liability

4.1. To the maximum extent permitted by law, Ian Whilby Consulting, its affiliates, directors, employees, agents, or suppliers shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising out of or in connection with your use of the Website or its content.

4.2. Indemnification: You agree to indemnify and hold Ian Whilby Consulting and its affiliates, directors, employees, and agents harmless from and against any claims, losses, liabilities, damages, costs, and expenses arising out of or related to your breach of these Terms or your use of the Website.

1. Modifications to the Terms

Ian Whilby Consulting reserves the right to update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting the updated Terms on the Website. Your continued use of the Website after the changes have been implemented indicates your acceptance of the revised Terms.

1. Contact Information

If you have any questions or concerns regarding these Terms or your use of the Website, please contact us at:

Ian Whilby Consulting Email: ian.whilby@hswholdings.com

Thank you for reading and abiding by these Terms and Conditions. We appreciate your cooperation and hope you find our Website informative and valuable.